How to Apply for Medicare Benefits87


Medicare is a health insurance program that provides coverage to people aged 65 and older, as well as to younger people with certain disabilities. Medicare is divided into four parts: Part A, Part B, Part C, and Part D.

Part A

Part A covers hospital care, skilled nursing facility care, hospice care, and home health care. Part A is premium-free for most people, but there are some exceptions. If you are not eligible for premium-free Part A, you may have to pay a monthly premium.

Part B

Part B covers medical services, such as doctor visits, outpatient care, and durable medical equipment. Part B is not premium-free. You must pay a monthly premium for Part B.

Part C

Part C is also known as Medicare Advantage. Medicare Advantage plans are offered by private insurance companies and provide all of the benefits of Part A and Part B, plus additional benefits, such as vision, dental, and hearing coverage. Medicare Advantage plans vary in cost, so it is important to compare plans before you enroll.

Part D

Part D covers prescription drugs. Part D is not premium-free. You must pay a monthly premium for Part D.

How to Apply for Medicare

You can apply for Medicare online, by phone, or by mail. To apply online, visit the Social Security Administration website. To apply by phone, call 1-800-772-1213. To apply by mail, download the Medicare application form from the Social Security Administration website and mail it to the address on the form.

What You Need to Apply for Medicare

When you apply for Medicare, you will need to provide the following information:
Your Social Security number
Your date of birth
Your current address
Your phone number
Your email address
Your military discharge papers (if you served in the military)
Your proof of disability (if you are applying for Medicare based on a disability)

When to Apply for Medicare

You should apply for Medicare three months before you turn 65. If you apply late, you may have to pay a penalty. You can also apply for Medicare if you are under 65 and have a disability.

What Happens After You Apply for Medicare

After you apply for Medicare, the Social Security Administration will send you a Medicare card. Your Medicare card will have your Medicare number and information about your coverage. You should keep your Medicare card with you at all times.

2025-02-18


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